Simple, Transparent Pricing
No hidden fees. A subscription is optional — every completed shift carries the same flat 15% platform fee, on every plan. The Funding Navigator is free and unlimited on every plan, always.
Choose the Plan That Fits
Find out what you qualify for before you spend a dollar — the full Funding Navigator is free and unlimited on every plan. A subscription unlocks the marketplace mechanics: unlimited shifts, priority matching, and care analytics. Cancel anytime.
Free
$0/mo
Try the marketplace free — no card required. You pay the 15% platform fee only when a shift is completed.
What's included
- Full Funding Navigator — free, unlimited, no card
- Browse companions & book 2 shifts per month
- Verified companions, GPS check-in/out, in-app messaging
- 5 AI Care Navigator messages per day
- Basic knowledge-base articles
- Unlimited shifts
- Priority matching
- Care analytics dashboard
- Full knowledge library & partner introductions
Basic
$29.99/mo
For families with ongoing care needs.
What's included
- Everything in Free, plus:
- Unlimited shifts — no monthly booking cap
- Priority matching — your shifts reach top-rated companions first
- Care analytics — hours, spend, and shift history
- Full knowledge library
- 50 AI Care Navigator messages per day
- Partner introductions — estate, Medicare, senior realty, legal aid
- Plan priced to your care situation
- Consolidated monthly statement
Custom Plan
AI-priced
A monthly plan priced to your family’s care situation, from a short questionnaire. A person confirms your price before you’re billed.
What's included
- Everything in Basic, plus:
- A monthly plan priced to your care situation — hours, special needs, partner-services interest
- Priority partner introductions
- Hands-on benefit application filing support
- Highest AI Care Navigator limit
- Consolidated monthly statement
Full Feature Comparison
| Feature | Free | Basic | Custom Plan |
|---|---|---|---|
| Funding Navigator | Full & unlimited | Full & unlimited | Full & unlimited |
| Platform fee on completed shifts | 15% | 15% | 15% |
| Browse companions & post shifts | 2 / month | Unlimited | Unlimited |
| Verified companions, GPS check-in/out, in-app messaging | |||
| Knowledge base | Basic articles | Full library | Full library |
| AI Care Navigator | 5 / day | 50 / day | Highest limit |
| Priority matching | |||
| Care analytics — hours, spend, shift history | |||
| Benefit application filing support | |||
| Partner introductions | Priority | ||
| Monthly plan priced to your care situation | |||
| Consolidated monthly statement |
What a Shift Actually Costs
Companions set their own hourly rate. Silver Lining adds a flat 15% platform fee on completed shifts — no hidden charges, no markup on the companion's pay. This math is identical on Free, Basic, and Custom: your subscription never changes what a shift costs.
L1 Verified from $25/hr·L4 up to $40/hr
Most families book 3–5 hour visits.
Per visit
≈ $386.40 per week · 3 visits
Estimate only. Rates are set by each companion and vary by certification level and location. Your card is charged when a shift is completed.